ABOUT HIJAZ Community SACCO

Hijaz Community SACCO Limited is a duly registered organisation with the Ministry of Trade and Cooperatives and supervised by the Uganda Microfinance Regulatory Authority (UMRA). Hijaz operates based on the Shariah-compliant cooperative system.

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Why Hijaz

The following faith-driven needs and socio-economic challenges form the foundation of our existence as a dedicated Shariah-compliant financial solution provider:

Ethical & Shariah-Compliant Finance

We provide banking and financial services that fully comply with Shari’ah principles, promoting a halal economy built on transparency, fairness, and social responsibility.

Faith-Driven Obligations

We support resource-mobilization schemes for important Islamic obligations such as Dhuhiya, Aqiqah, Nikkah, and other faith-centered commitments.

Improved Livelihood

We enhance access to affordable financial services, business information, and capacity-building opportunities that empower individuals toward sustainable economic growth.

Social & Community Development

We address social-economic obligations by supporting community development programs and delivering impactful corporate social responsibility initiatives.

Financial Inclusion

We promote inclusive ethical financing that boosts productivity and income for low-income earners and small-scale business owners.

Islamic Investment Options

Many Muslims desire to invest but face limitations due to haram ventures or interest-based options. We offer halal, ethical alternatives that support wealth growth.

Attainment of Pilgrim Quotas

We provide structured Hajj and Umrah savings schemes to help Muslims fulfill this pillar without selling property supporting more people to attain their pilgrim goals.

Our Services

Discover our Shariah-compliant, ethical and empowering financial services designed to support your growth and development.

Membership Registration

Join our SACCO and access Shariah-compliant financial services.

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Savings

Secure and ethical savings options tailored to your financial goals.

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Share Buying

Own shares and build long-term financial stability through our SACCO.

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Joint Investment

Participate in collaborative investment projects for greater returns.

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Credit Access

Shariah-compliant financing to empower your business or personal needs.

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Business Conference & Expo

Networking events that connect members with new opportunities.

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Trips & Exchange Visits (B2B)

Learn, connect, and grow through national and international visits.

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Business Development Services

Improve your business through advisory support, product development, and marketing guidance.

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Research & Development

Access market intelligence, business research, and development insights.

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Our Happy Clients

Our clients believe in our vision and trust in our ability to deliver.

Hijaz SACCO in Action

Discover the journey, mission, and impact of Hijaz Community SACCO. Learn how we empower families and communities through transparent, Sharia-compliant financial solutions.

Watch how we promote savings, investment, and economic transformation in a faith-driven and people-centered way.

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GOVERNANCE STRUCTURE

Explore the clear and well-defined governance structure that guides Hijaz’s leadership and operations.

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